Terms and Conditions

1. Acceptance of Terms

By accessing or using the Smart Futura website or any associated services (collectively, the "Services"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not use the Services. We may update these Terms from time to time, and your continued use of the Services after changes are posted constitutes acceptance of the revised Terms.

2. Description of Services

Smart Futura provides AI-driven data analysis and portfolio-related tools intended to help users review and manage information without requiring in-depth technical knowledge. The Services are provided "as is" and are intended to support, not replace, your own judgment and any independent professional advice you may seek.

3. No Financial, Investment, or Professional Advice

Nothing provided through the Services constitutes financial, investment, legal, tax, or other professional advice. Any outputs, analyses, or recommendations generated by Smart Futura are for informational purposes only. You are solely responsible for any decisions made based on your use of the Services, and you should consult a qualified professional before making decisions that may affect your financial or legal position.

4. Eligibility and Account Responsibilities

You must be legally capable of entering into a binding agreement to use the Services. If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to misuse the Services. This includes, without limitation, refraining from:

• Attempting to gain unauthorized access to our systems or other users' data;
• Using the Services for any unlawful, fraudulent, or harmful purpose;
• Interfering with or disrupting the integrity or performance of the Services;
• Reverse engineering, decompiling, or attempting to extract source code from any part of the Services;
• Uploading or transmitting any content that infringes the rights of others.

6. Fees and Payment

Certain features of the Services may require payment of fees. Where applicable, pricing, billing cycles, and payment terms will be presented to you at the point of purchase or subscription. You are responsible for providing accurate billing information and for any charges incurred under your account. Fees are generally non-refundable except as required by applicable law or as otherwise stated at the time of purchase.

7. Intellectual Property

All content, software, trademarks, logos, and materials associated with Smart Futura and the Services are the property of Smart Futura or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right, title, or interest in such materials other than the limited right to use the Services in accordance with these Terms.

8. User Content

If you submit, upload, or otherwise provide information or data through the Services ("User Content"), you retain ownership of that content. You grant Smart Futura a limited, non-exclusive license to use, process, and store such content solely for the purpose of operating and improving the Services, in accordance with our Privacy Policy.

9. Third-Party Services and Links

The Services may contain links to, or integrate with, third-party websites, tools, or services that are not owned or controlled by Smart Futura. We are not responsible for the content, accuracy, or practices of any third-party services, and your use of them is at your own risk and subject to their own terms and policies.

10. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Smart Futura does not warrant that the Services will be uninterrupted, error-free, or free of harmful components.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Smart Futura and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or related to your use of, or inability to use, the Services, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Smart Futura and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Services or your violation of these Terms.

13. Termination

We may suspend or terminate your access to the Services at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties. You may discontinue use of the Services at any time. Provisions of these Terms that by their nature should survive termination will continue to apply.

14. Changes to the Services

We reserve the right to modify, suspend, or discontinue any part of the Services at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Services.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Smart Futura is registered, without regard to its conflict of law principles. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Smart Futura regarding the use of the Services and supersede any prior agreements or understandings, whether written or oral.

18. Contact

If you have any questions about these Terms, please get in touch via our contact page.

This document is a general template and is provided for informational purposes only. It does not constitute legal advice and should be reviewed and adapted by a qualified professional to ensure compliance with applicable laws relevant to your business and jurisdiction.